Image of couple struggling with their debt

While you can throw off the credit card account reminders into the garbage can, that won’t make the debt go away. High interest debts, when left unattended, will gradually spiral out of control and the annual interest rates will keep multiplying. Although you wish that your debt vanished, you just can’t wish it away. Unless you are financially determined, you can’t pay down your debt and secure a debt free life. Hence, you require taking some rock solid steps to get out of the debt burden and protect your credit score. Unlike falling in debt, getting out of debt can take years and will steal your peace of mind until you take the required steps to eliminate your debts. Check out some vital steps through which you can get back on track and safeguard your credit score. (Continue)


Image of the word Debt being erased

Getting out of debt may seem like a mammoth task to accomplish, but with careful planning, you can do it. Here are some tips to help you pay off your bills quickly: (Continue)


Image of a person cutting up credit card

If you’re nearing your 40’s, you have reached the juncture in life when it’s imperative to start solid and effective financial planning for retirement. Most of us desire to create a solid financial future for our kids, family members and for ourselves. However, it’s not possible to build your future on a “house of cards”. Although financial experts can help you solve your debt issues and debt relief programs exist to add professional assistance to help you get out of debt, avoiding debt is certainly the best approach. Follow these financial planning tips to avoid marring your retired life with debt and help you become financially free! (Continue)


Path to financial freedom

Financial freedom seems like a dream from where most people stand. It can seem overwhelmingly distant to say the least. But, how far is it really? Would you believe it is simply a change in thought process that would allow someone to achieve it? Whatever the reason, very few people actually attempt to reach this amazing, yet achievable lifestyle. What is holding you back? Let’s break this process down into simple steps so you can get started now. One year from now, you’ll wish you started today! (Continue)


Home office before renovation

Having a nice environment to work in can make an enormous difference in a person’s productivity. Since our home office was cluttered and had an out-dated appearance, we decided to give ourselves a productivity boost by remodeling the room. We created a video of the process that we felt would be fun to share. Take a look and please let us know what you think! (Continue)


Image of a 2011 with a target and arrow

I hope all of you had a wonderful winter holidays! It has certainly been a much needed break for myself and family! 2010 was a year of solid progress with the start of our first passive income source. But, before we talk about how we are going to make 2011 the best year yet, let’s take a look at our 2010 accomplishments. (Continue)


Succeed By Focusing Your Efforts

by James on 12/21/2010

Image of a living room damaged by tenants

Are you currently working on money-making projects outside of your full-time job? If you are, you’re probably doing this because it either makes an obvious difference on your financial statement or you hope it will in the near future, right? Extra income is always a great thing, but if you’ve been working on one extracurricular project after another, your quality of life must be suffering a bit. Wouldn’t you enjoy more time to spend with your family and friends? (Continue)


Image of a living room damaged by tenants

Now that you have rented your property and are collecting monthly rent checks, you need to make sure your property stays in good shape. The last thing any real estate investor needs is a hefty repair bill when tenants move out. Unfortunately, nothing is full-proof, but if you follow the steps below, the chances of your property remaining relatively undamaged will be higher. (Continue)


Top 3 Ways To Avoid Terrible Tenants

by James on 08/18/2010

Image of a Real Estate Investor with a horror story

Once you get past the fear of purchasing your first rental property and land a great place, you have got to be feeling pretty good! And, you should! However, don’t pop open the champagne just yet. Aside from getting your place all fixed up, you need to be searching for someone to pay your new monthly mortgage. And, not just anyone either! I have heard horror story after horror story from other landlords about how tenants haven’t paid the rent and even destroyed their rental properties. Don’t let this happen to you! (Continue)


Video: Sprint HTC EVO 4G Review

by James on 06/15/2010

Image of Sprint HTC EVO 4G

After 4 1/2 years of using the same cell phone, I finally made the decision to enter the smart phone arena because I knew it could allow me to be more productive. I chose the most powerful cell phone currently on the market… the HTC EVO 4G on the Sprint Network. I have put together a video overview of my brief experience with my new device. Check it out! (Continue)